7 Reason to Own Your Home Instead of Rent?

 

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There are times when it is better for a person to rent, but most often home ownership has many more benefits and advantages.

 

About 10 year ago a had a retired aunt and uncle who rented a condo in Las Vegas. Uncle Jim (not his real name, but that’s what I’ll call him) was a retired minister. Throughout his career he and his wife lived in parsonages,

 

which are homes furnished by the congregation while they ministered there.

 

He and his wife told me that the biggest mistake they ever made was not to invest in buying a home. In their retirement years,

when their other retired friends were living in homes that were almost paid off and had appreciated greatly,

 

Uncle Jim and his wife were using a huge portion of their limited retirment money to make expensive condo rent payments. They strongly cautioned me not to make the same mistake they had.

 

Recent studies are showing that there are many benefits for both the owners and the community for owning your own home,

 

including increased education for children, lower teen-age pregnancy rate and a higher lifetime annual income for children. Besides these,

 

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listed below are some of the primary advantages for owning your own house.  More Stable Housing Costs

Rent payments can be unpredictable and typically rise each year, but most mortgage payments remain unchanged for the entire loan period. If the taxes go up, the increase is usually gradual.

 

This stable housing cost especially important in times of inflation, when renters lose money and owners make money.

 

Tax Savings Home owners can be eligible for significant tax savings because you can deduct mortgage interest and property taxes from your federal income tax, as well as many states’ income taxes.

 

This can be a considerable amount of money at first, because the first few years of mortgage payments is made up mostly of interest and taxes.

 

If you need to refinance to consolidate other debts (an opportunity you don’t have if you are renting) the interest on this is also tax deductable.

 

Equity Instead of payments disapearing into someone elses pocket, home owners are building equity in their own home.

This is often one of a person’s biggest investment assests. Each year that you own the home you pay more toward the principal, which is money you will get back when the home sells.

 

 

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It is like having a schelduled savings account that grows faster the longer you have it. If the property appreciates, and generally it does, it is like money in your pocket. And you are the one who gets to take advanatge of that,

 

not the landlord. You can then use this equity to plan for future goals like your child’s education or your retirement.

 

It is Yours!   When you own a home you are in control. You the freedom to decorate it and landscape it any way you wish.

You can have a pet or two. No one can pop in and inspect your home and threaten to evict you.

 

Even young people, like college students out on their own, can often benefit from home ownership.

It puts them ahead of other young people their age financially by helping with their credit and giving them what is often an excellent investment.

 

Often a college student buying a home will rent the rooms out, and his or her roommates end up making the payments for the house.

When the student is ready to move on, her or she can sell the home (hopefully making a profit) or keep it as an investment and continue to rent it.

 

Buying a home is an important decision. It is often the largest purchase a person makes in his or her life. Home ownership also comes with some increased responsibilities, and isn’t for everyone.

 

There are some disadvantages to home ownership that you

should   take into account.

 

Increased Expenses Your monthly expenses may increase, depending on your situation. Even if the monthly payments are the same,

home owners still have to pay property taxes, all the utilities, and all the maintenance and upkeep costs for the home.

 

Often you need to supply appliances that were furnished with a rental. Decreased Freedom of Mobility

 

Homeowners can’t move as easily as a renter who just has to give notice to the landlord. Selling a house can be a complex and time consuming process.

 

Risk of Depreciation

In some areas with overinflated prices, there may be a risk that the house will depreciate instead of increase in value, if the prices go down.

If you then sell the house, you may not get enough money from the home to pay back your mortgage,

 

and you will still owe the mortgage company money. Possibility of Foreclosure

 

If for some reason you are unable to make your payments, you risk having the lender forclose on your propety. This can result in the loss of your home,

any equity you have earned, and the loss of your good credit rating.

 

When considering home ownership, you need to weight the advantages and disadvantages for yourself. If you are like most people, you will find that home ownership is worth the risks and disadvantages.

 

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5 Tips That Will Increase Traffic

To Your Website

 

 

 

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This article presents the proven ways of building your online

marketing business, with which you can easily succeed.

 

If you follow the proven ways of building your on-line marketing business, you can easily succeed. You will need to apply these marketing strategies consistently, be focused and dedicated to growing your business.

 

If you want your Internet marketing business to succeed, you must have traffic to your website. More traffic means more sales. If your website does not get any traffic, then you will not succeed.

 

The essential strategies you can use to drive traffic to your

website are as follows:

 

1. Writing and submitting articles.

Writing and submitting articles is one of the most effective and cheap ways of driving targeted traffic to your website. Write useful articles related to your internet marketing business and distribute them online.

 

As they get picked up by various directories and search engines, you will see an increase in traffic to your website. This is one of the cheapest ways of driving traffic to your website.

 

 

 

 

 

2. Build a list. Having a list is very important.

If you want to earn money and be successful with your Internet marketing business, you will need to have a huge list. Offer an ezine or ecourse on your website so that your visitors can subscribe to it.

 

Or have a form on your website offering some free e-books, so that the visitors can leave their email addresses.

 

3. Search engines. Your website must be optimized for search

engines.

Search engines can send traffic to your website. You must build your online presence by having many links to your website. You can get reciprocal links using various tools/software to automate the process.

 

One way links can be created by submitting articles with your URL and participating in forums. As you build more links back to your website, major search engines will start sending traffic to your website.

 

4. Google Adwords. While starting your internet marketing

business,

Google Adwords are efficient at sending traffic to your website. You will however need to select your key words and bid for them effectively for this strategy to be viable for your business.

 

 

 

5. Participating in appropriate forums.

One of the ways through which you can get targeted traffic is through participating in relevant forums helping people who are your potential customers.

Your signature and URL on your posts on the forum is an effective way of increasing targeted traffic to your website which will increase your sales and boost your business’ profits.

 

The strategies outlined above are proven ways to increase traffic

to your website.

 

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 3 Basic For Internet Business

 

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Internet business,

 

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To have a successful Internet business, you need only three things:

 

1. Product
2. Copywriting
3. Traffic

 Because  It really is that simple. If you have those three things… competently performed, you will have a succesful, profitable Internet business.

 

Let’s talk about competency in each of those three areas and how you can quickly master each one.

 

Product

 First of all  You need a product that people want. Don’t fall in love with a product just because you think it’s cool.

 

I’ll go into details in a future article, but I look at two things to determine if a product is wanted enough for me to sell it:

 

1. Are there people searching for that

product (I use the Overture tool)

2. Are fellow marketers willing to pay

a significant amount of money for

traffic for that search term because

people are buying (I also use the Overture tool).

 

I multiply those two numbers. If the result is higher than the result for the product “air guns”, I’m willing to get into that market.

 

Why “air guns”?

It was simply my first profitable product. Can products that score lower than “air guns” be profitable? I’m sure they can,

 

but there are enough markets that score higher than “air guns”, I’m not willing to chance it.

 

BTW, don’t get too hung up on the product. It is the least important of the three items. Copy writing and traffic are infinitely more important to your business.

 

Don’t spend two years developing a product. There are already thousands of products available on the Internet that you can market and earn a percentage as an affiliate.

 

Choosing your product should take no longer than a half an hour, not two years.

 

 Also  You can run the numbers for 6-10 product ideas in less than half an hour and make your decision. Then start concentrating on what really matters…

 

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which is…Copy writing

Now you need to describe your product. You will do this in many ways. You will create a sales page on a web-site that will describe the product and try to sell it.

 

  However You will need  write small text ads to run on PPC search engines. You will write similar one and two line descriptions to enter into affiliate networks.

 

You will write articles and resource boxes for those articles. You may even write a signature line for use on forums.

 

The point is that copywriting is what conveys the message about your product. It is simply some words. You can sometimes uses pictures and videos,

 

but it is generally the words that actually do the selling. Don’t forget that you are in the business of words.How do you decide what words to use? You have three choices if you are a beginner:

 

1. Hire a high priced copywriter.

Generally you will want to pay $5,000-$10,000 per sales page for a decent copywriter. Drop me a note if you want referrals. I know two of the best.

 

2. Use copy writing software that scores words. 

Which you can read more about later . It scores your prospective ad copy against a massive database of profitable ads.

 

  Also You can simply make up some copy and click the score button. Then change it and click the score button again.

 

Pick the highest scoring text after you have worked with it for awhile.

 

 In addition  You’ll have copy that the pros will envy and more importantly… copy that will convert that traffic into customers.

 

3. Fail for a long time while you are learning.

Don’t laugh. Most Internet marketers choose this path. If you are persisent enough, you will learn what works and what doesn’t. Traffic

 

Once you have copy that sells, you need to get people to see it. We call that “traffic” on the Internet.

There are dozens of ways to get traffic on the Internet. Let me focus on two ways that I recommend to beginners because both are free

 

(well; there is a small one-time cost to get started, but you don’t pay for each visitor like some other sources).

 

Laura Geller

 

1. Search Engine Optimization – get

free traffic from the search engines

by being ranked high for the search

terms associated with your product.

 

 

2. Article Submission – get recognition and links to your site by writing and submitting articles.

 

Let’s talk about Search Engine Optimization first.

First of all, DO NOT waste weeks and months of your life listening to the lemmings on the SEO forums. In my experience, they are just the blind leading the blind.

 

There are three factors to search engine optimization you should focus on:

 

a) Your domain and URLs
b) On page optimization
c) Links to your site

 

 

Secondly  I recommend you choose your domain and URL structure using Nemeas. You can read about it at Nemeas.com.

 

It is very simple to use and is also based on a massive statistical analysis of the leading search engine. You simply score prospective domains and URLs and select the highest scoring one.

 

I don’t recommend any on page optimization unless you are creating free content sites to feed traffic to your sales page. Instead,

 

optimize your sales page for selling with Glyp hius and don’t worry about the on page search engine factors.

 

In addition getting inbound links to your site,

for instance   i recommend article submission. I recommend that you use Artemis Pro. You can read more about it at ArtemisPro.com.

 

 Besides that it gives you a boost above any other currently available article submission tool because it submits a unique article to each publisher.

 

That boost can amount to an 1875% increase in effectiveness given the same amount of time invested.

 

 

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At the end of each article, you should have a resource box with a link back to the site with your sales page. That resource box should be optimized

 

That’s it. Running a successful,

Profitable Internet business is really just that simple. It’s just choosing the right product, choosing the right words for your copy writing and choosing the best way to get traffic to your sales page.

 

Please visit my blog often at www.JamesBrausch.com for further lessons on the simplicity of Internet marketing. I’ll post regular lessons there.

 

Every entry on my blog is categorized into three topic areas: Product, Copywriting and Traffic.

 

Just choose one of the topics to find out more information about that area of running a successful Internet business.,,,Here’s to your success!

 

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5 Mistakes You Must Avoid When Starting A Home Based

 

man and woman sitting at a table with a laptop

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2 years ago I left my job as a sales manager

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to start a home based Internet business. I had already bought a lot of books promising substantial incomes within days or at least a month.

 

Nothing could stop me now – I had several project up and running in no time.

First mistake to avoid is rushing into a home-based business that program that you know little or nothing about. Many people on the Internet want to make money from selling you the perfect home based business.

 

Also  In many cases they haven’t even tested the program themselves.

Second mistake to avoid is thinking you can go from zero to a successful Internet business in 30 days or less. I am not saying it is impossible, but most end up with a giant information overflow and no money in the pocket.

 

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 First of all You must plan for a modest income the first 3-5 months.

Produce a list of alternatives and try to identify the critical success factors and skills needed. Be realistic – you have to have some of the key skills needed it you are going to succeed.

 

Third mistake is quitting a program to soon. What I did and you should not repeat is thinking that it is something wrong with the program when the money doesn’t start pouring in.

 

Often it is a question of making minor changes, measuring the effects of the changes and wait for things to start happen.

Forth mistake is starting cheating when you get desperate and low on self-esteem There are a lot of scrupulous people out there making money from guys like you who has been knocked in the first round

 

A lot of communities is exchanging clicks for Google AdSense.

Did you really think you could get away with it? You end up getting banned from the program and excluded from one of the best home based Internet businesses you can find.

 

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Most importantly be patient – you will succeed if you really try.

Fifth mistake to avoid is not learning the basic stuff. The basic skills for succeeding with a home-based business is to create content, attract visitors and make money from you visitors.

 

For example  You can buy some product and services that helps you on the way,

but you must understand and be able to handle the basic stuff if you want to establish your home business and survive.

 

Starting a home based Internet business is like a boxing match.

Be patient – work hard and smart and you will become the champ of home-based Internet marketing.

 

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